You must login to myWisely to access the Rewards feature for purchases and e-gift cards. Funds from all Rewards can be moved from the savings envelope into the available balance on your card. Please review the Terms and Conditions of each eGift card product before purchase. Cash Back amounts will be disclosed before you select a gift card. eGift Card Cash Back offers range from 2% – 12%, depending on the gift card that is purchased.

Only Cash Back Rewards for the purchase of eGift cards will appear instantly. Most Cash Back Rewards will appear in your savings envelope within 4 weeks after the transaction has completed. Opt-In is required for Dosh Rewards only. See cardholder agreement for details.ġ0Cash Back Rewards on purchases at participating merchants are powered by Dosh Rewards. Please allow up to 2 pay cycles for funds to be loaded to the card after initial setup of direct deposit to your card.ĨAdditional terms and third-party fees may apply.ĩYou must notify us immediately and assist us in our investigation if your card is lost or stolen or you believe someone is using your card without your permission. Please see full disclosures on or myWisely app. Faster funding claim is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. Early direct deposit of funds is not guaranteed and is subject to payor’s support and the timing of payor’s payment instruction. 6Please see the list of all fees for applicable fees.ħYou must opt-in to early direct deposit on or myWisely mobile app. Please see your cardholder agreement and list of all fees for more information.ģStandard text message fees and data rates may apply.ĤAmounts transferred to your savings envelope will no longer appear in your available balance.ĥYou must first pass an additional verification process. Wisely Direct and Wisely Pay are not credit cards and do not build credit.ĢThe number of fee-free ATM transactions may be limited. 1Wisely Direct is a general purpose reloadable account.

M1 finance card